Credit option1.40% per month
Development Loan
Credit for a practical development goal, structured around a monthly repayment plan.
- Repayment term
- Up to 36 months
ALUMESavings & CreditBorrow with clarity
Credit for the plan in front of you.
Explore credit options for personal, business, and development goals, with guidance from a team that understands your journey.
Loan products
Different goals need different structures.
Talk to ALUME for current rates, fees, eligibility, and approval timelines.
Credit option1.40% per month
Business Loan
Working capital and growth support for a business with a clear plan.
- Repayment term
- Up to 12 months
Credit option1.40% per month
Refinance / Top-up Loan
A route for members who need to restructure or extend an existing loan plan.
- Repayment term
- Up to 60 months
Credit option1.40% per month
Premium Loan
A larger credit option for established members with a substantial financial goal.
- Repayment term
- Up to 60 months
Product details and rates may change. Please speak with the ALUME team for the latest terms before applying.
A better borrowing conversation
Start with the purpose, then choose the product.
Before an application, prepare a clear picture of what the funds will do, how you will repay them, and what documents the team may need.
01
Define the goal
Know what the credit will make possible.
02
Understand the cost
Ask about rate, fees, timing, and repayment.
03
Plan the repayment
Choose a structure that protects your future cash flow.